Supplemental life includes accidental death and dismemberment coverage
The Hartford Financial Services Group, an insurance-based financial services company, is going to offer group life insurance, short-and-long-term disability, and accidental death and dismemberment coverage for the employees of the State of Arizona.
Every employee will automatically receive group life insurance coverage. The short-term disability (STD) and supplemental life coverage will be offered to employees for purchase.
The supplemental life includes accidental death and dismemberment coverage. The long-term disability coverage is also provided by the State of Arizona for public safety employees, not covered by the state plan.
The Arizona state employees can file a STD claim by phone. There are no claim forms, and employees can speak immediately to a medical professional. Moreover, The Hartford reaches out to the employee’s doctors in order to obtain the medical information necessary to complete the claim submission, instead of burdening the disabled employee.