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Miami Law Firm Files Class Action Suit Against The Hartford

Alleges that The Hartford refused to pay replacement cost coverage on Hurricane Wilma claims on policies it issued

Miami-based law firm, Steven R. Simon, P.A. has filed a class action lawsuit against Hartford Insurance of the Midwest in Broward County Circuit Court.

The lawsuit alleges that The Hartford refused to pay replacement cost coverage on Hurricane Wilma claims on policies it issued with replacement cost coverage, unless and until the insured actually replaced the property.

The lawsuit alleges that this is in violation of Florida law which requires insurers to pay their policyholders on policies issued with replacement cost coverage, the replacement cost, irrespective of whether the policyholder actually replaced the property.

The lawsuit alleges that The Hartford saved millions of dollars in claim payments by failing to comply with this statute. The Hartford was given an opportunity to pay replacement cost coverage to the named plaintiff’s but refused to do so.

Steven R. Simon, P.A. represents policyholders in cases arising out of Hurricane claims and other natural disasters, as well as claims for insurance coverage and damages against insurance companies.