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Merchants Insurance Launches Flexible Choice Auto Product

Merchants' Flexible Choice Auto is an entirely redesigned private passenger automobile insurance product

Merchants Insurance Group (Merchants) has launched an insurance product, Merchants Flexible Choice Auto, for new business and September 1 renewals in Ohio – reported Insurance Journal.

Merchants Flexible Choice Auto is an entirely redesigned private passenger automobile insurance product, that offers rate reductions along with new underwriting eligibility criteria, rating variables and coverages, said the company.

The new product comprises 16 rating tiers, new geographic territories, a new class plan, and new rating factors such as ratio of drivers to vehicles, vehicle age and body type.

Moreover, there are new discounts such as paid in full discount, a discount for insurers who enroll in the company’s electronic funds transfer (EFT) payment program, and discounts for those using a company car or having a new automobile.

Merchants Flexible Choice Auto also provides the insurers with free roadside assistance for all vehicles, that have both comprehensive and collision coverage.