Liberty Mutual Accident & Health (A&H) has launched a series of new products dedicated to providing solutions to groups and individuals for life’s unexpected events such as illness, accident or business travel disruption that might not be covered in full by health care or liability insurance.
The total cost of accidental injury in the United States in 2011 was $753 billion – the equivalent of fifty-one cents of every dollar spent on food, according to the National Safety Council.
To help protect against these costs, Liberty Mutual A&H will offer a variety of insurance products including: Business and Sponsored Travel, Kindergarten-12th Grade School, Amateur Sports, Camps, and Accidental Death & Dismemberment (AD&D). Accident & Health insurance typically covers expenses resulting from a covered accident or illness, including ancillary expenses that can add up over time and are not typically covered by standard medical insurance.
"After an unexpected event, people often face unforeseen financial, physical and psychological consequences and may need additional support," explained Jeff Herman, Head of Liberty Mutual Accident & Health. "Our products help alleviate the stress of these distracting and overwhelming situations. We differentiate ourselves through our range of innovative after-claim services – from access to financial management training to counseling – which ensure the emotional well-being of our clients and their families after an accident."
Liberty Mutual A&H’s risk-mitigation services give policyholders access to a comprehensive suite of educational tools and programs that focus on accident prevention and incorporate findings from the company’s more than 100 years of safety research.
Additionally, Liberty Mutual A&H has partnered with the National Safety Council (NSC) as the organization’s exclusive accident insurance sponsor of the NSC’s Safe Communities America Program to help bring risk mitigation to a broader audience.