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Hartford expands cyber risk coverage with data breach protection

The Hartford Financial Services Group, an insurance and financial services company, has expanded its portfolio of cyber risk coverage with data breach protection designed specifically for smaller businesses.

The Hartford’s data breach offering is available as an endorsement to the company’s Spectrum business owner’s policy.

It provides coverage for expenses and legal liability resulting from a data breach and also to access services to help business owners comply with regulatory requirements and address customer concerns.

The Hartford’s data breach coverage includes first party coverage for response expenses, third party coverage for defense and liability, and access to a secure breach preparedness website and consultative services.

The insurer provides the breach preparedness resources and consultative services through an alliance with Identity Theft 911, which is a provider of identity and data risk management and resolution services.

The Hartford senior vice president of small commercial insurance Raymond Sprague said this coverage is designed to give business owners the peace of mind that they can better protect against, respond to and recover from a breach.