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Chappell, Smith & Associates become franchise partner of Keystone Insurers Group

Chappell, Smith & Associates (CS&A) has become the ninth franchise partner of Pennsylvania-based property and casualty insurance brokers Keystone Insurers Group, in the state of Tennessee.

The new addition increases Keystone’s growth rate to 13% in the state.

Established in 1983, Keystone Insurers is owned by its employees and franchise partners in Pennsylvania, North Carolina, Virginia, Indiana, Ohio, Kentucky and Tennessee. Each partner is an independent agency.

Chappell, Smith & Associates president Thomas Chappell said the ability to have the market clout with the underwriting community without selling is of particular interest.

"Keystone doesn’t own us nor do they have any management control over our agency, but the affiliation will put us on a competitive plane with the largest agencies and brokerage houses in the US," Chappell said.