American Integrity Insurance has announced that they are expanding their suite of insurance products to now include condominium unit owner coverage.
"Florida has a large number of residential condominium units and we’re excited to offer their owners a new alternative for protecting their furniture, interior property, and more," said Amy Brown, Senior Vice President of Insurance Products.
American Integrity’s condo policy differs from many others in the market as it allows for a financial responsibility discount which can lower a quote by 10-20% and won’t increase premium or deny the insured coverage. American Integrity’s Gold Reserve Endorsement also sets them apart. This bundled endorsement increases coverage on personal liability, limits on special property items, and includes identity recovery protection. Florida is the number one state for identity theft so this coverage is valuable to many.
"Floridians enjoy many advantages of living in a condominium…lower maintenance, amenities, and a condo association which probably covers the insurance for the exterior of your building and common areas. Associated with condo living is ensuring personal possessions and the interior of the condo unit is protected and our condominium policy does that and more," said Brown.
American Integrity’s condominium policy is for primary and secondary occupancy. The policy covers contents and permanently attached structures within the unit, personal liability, medical payments to others, and loss of use. In addition to the Gold Reserve Endorsement, other optional coverages available include: home systems protection, golf cart, and personal injury.