American Integrity Insurance Group has announced it they will now offer a policy designed to meet the needs of Floridians with owner occupied, primary residences valued from $750,000 to $1.5m.
"We are very excited to offer this new market. Our outstanding focus on customer service and superior claims handling will be a great fit for customers who need this specialized property insurance protection," said Amy Brown, Senior Vice President of Insurance Products.
In addition to the coverage provided for the dwelling itself through a policy form known as an "HO-3," policyholders can request specialized coverage for personal property such as jewelry, furs, fine art, musical instruments, silverware/goldware, coin/stamp collections, cameras, and guns working with their insurance agent to "schedule" these items according to certain guidelines.
Tim Acree, Central Florida Insurance of Marion Oaks, "The homes in this higher property value range represent the culmination of years of hard work of a homeowner, so we want to make certain our customers obtain a policy that is going to give the right amount of protection. We have worked with American Integrity for years and look forward to their continued growth in the Florida insurance market." Insurance agents who are a part of American Integrity’s network who can help answer questions about this important insurance can be found at aiicfl.com.
Other features of the Premier policy include:
Replacement cost coverage that will pay the amount to rebuild the home and replace personal possessions at the current cost with no depreciation
Optional personal injury protection against lawsuits
Optional coverage in case of water backup with sewers and drains