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AIG Small Business offers new liability insurance product

AIG Small Business, a unit of AIG Commercial Insurance, has announced the availability of its new Contractors Pollution Liability Insurance designed for the needs of contractors with revenues under $10 million.

Contractors Pollution Liability (CPL) provides legal liability coverage for bodily injury, property damage, and environmental damage resulting from covered operations at a job site, whether performed by the contractor or a sub-contractor.

CPL is available on either a claims-made or occurrence basis, and provides protection against third-party claims typically excluded under a commercial general liability policy.

Brian Inselberg, president of AIG Small Business, said: Small residential builders, roofers, and other types of general contractors frequently face exposure to environmental risks associated with their work or the work of sub-contractors under their management. CPL coverage was designed to be a cost-effective way to address these contractors’ risks.