Bell State Bank & Trust has implemented a mobile banking platform Mobiliti from Fiserv, which will enable customers to pay bills, pay other people and deposit cheques from their smartphones.
The bank with $2.6bn assets has already been offering standard mobile banking capabilities such as account balance access, an ATM locater and alerts, and the launch of news services will make its mobile banking service even more functional.
According to the bank, the Mobiliti mobile banking service integrates with its CheckFree RXP bill payment service from Fiserv, which allows customers to securely pay bills. This new technology will soon be integrated with the Popmoney person-to-person payment service, enabling users to send payments directly to other people from their mobile banking account.
Apart from this, the bank has also added Mobile Source Capture in a bid to allow customers to easily deposit cheques by clicking a picture using their smartphones.
Commenting on the launch of new technology, Bell State Bank & Trust retail banking executive vice president Bill Russell said, "Mobile banking makes our customers’ lives easier by giving them another convenient option for banking how they want, when they want."
"With Mobiliti, we’re making it possible for customers to not only access information from their mobile devices, but to also complete transactions from them — it’s like having the bank in your hand," Russell added.
The bank has also implemented an array of mobile banking technologies from Fiserv including the Signature- account processing platform, Corillian Online and Corillian Business Online for online banking, CheckFree RXP for bill payment, EnAct for sales automation and management.
Headquartered in Fargo, North Dakota, Bell State Bank & Trust manages 18 full-service bank branches in Fargo, West Fargo and Wahpeton, North Dakota, and Moorhead, Dilworth, Hawley, Audubon, Detroit Lakes, Pelican Rapids, Fergus Falls, Breckenridge, Alexandria, Minneapolis and Minnesota.
Fiserv is a global technology provider to the financial services industry, and offers various kinds of applications for payments, processing services, risk and compliance, customer and channel management, and business insights and optimization.